_*Summary*_
The Senior Loan Officer will research and identify Realtors and Builders that can deliver quality residential loan applicants to the Credit Union.
In addition, this role must maintain quality standards through proper loan review, attention to detail, and completion of all required steps in a timely and efficient manner.
The Senior Loan Officer works independently and uses his or her judgment and knowledge to identify and develop customer relationships.
_*Duties and Responsibilities*_
Identifies potential mortgage business within assigned territory through seminars, Realtor’s, builders, new home communities and other entities.
Contacts, solicits and makes presentations at various locations relative to Credit Union products, services, mortgage loan programs, and other promotional activities.
Provides initial and ongoing on-site presentations, updates and information regarding the Credit Union’s loan programs, loan guidelines, loan processing and closing systems, technologies and practices.
Regularly schedules visits to obtain additional referrals and commitments for, and submission of, new loan applications.
Anticipates and responds to loan-level and systematic questions or concerns the applicant may have with respect to the Credit Union’s services or loan programs and escalates such matters in accordance with the guidelines and instructions provided by Management.
Identifies process improvements and workflow enhancements and communicates findings to third party vendors.
Ensures adherence to company policies and procedures and Banking/Credit Union Regulations.
Stays abreast of industry developments including, but not limited to, changes in regulations, technology, etc.
Promotes and maintains a positive work atmosphere by behaving and communicating in a manner consistent with professional standards to get along with members, co-workers, management and vendors.
The primary responsibility is to originate a minimum of $1M of first and second mortgages per month.
Performance is primarily based on member service levels, loan volume, and loan quality that will be measured by the chief executive officer.
_*Skills, Abilities and Qualities*_
Bachelor’s degree in finance or business administration preferred plus a minimum of 3-5 years of related experience at a credit union, bank or other financial institution.
Detailed knowledge of secondary market guidelines.
Complies with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
Results driven, service oriented, self-motivated and able to work independently.
Trustworthy with the ability to maintain highest level of integrity and trust.
Proficiency in Microsoft Office, specifically Word, Excel and PowerPoint.
This Company Describes Its Culture as:
* Outcome-oriented -- results-focused with strong performance culture
COVID-19 Precaution(s):
* Plastic shield at work stations
* Social distancing guidelines in place
* Sanitizing, disinfecting, or cleaning procedures in place
Paid Training:
* Yes
Work Remotely
* No
Job Type: Full-time
Pay: $38,000.
00 - $54,000.
00 per year
Benefits:
* 401(k)
* 401(k) matching
* Dental insurance
* Health insurance
* Life insurance
* Paid time off
* Vision insurance
Compensation package:
* Bonus opportunities
* Commission pay
Schedule:
* Monday to Friday
Education:
* Associate (Preferred)
Experience:
* Fair Housing Regulations: 1 year (Preferred)
* Loan Origination: 3 years (Preferred)
License/Certification:
* NMLS (Preferred)
Ability to Relocate:
* Saratoga, NY: Relocate before starting work (Required)
Work Location: Multiple locations
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